Terms Of Use For Apps

Please read these Terms of Use ("Terms") and our Privacy Policy carefully before using the services offered by Yieldmonk Technologies LLC ("Company" "we", "us", "our"). These Terms constitute a legally binding agreement between the Company and you, the user (also "User", "you" or "your"), which governs your use of the Services (as defined below) offered through our mobile applications and related platforms.

Introduction and Scope

1.1Services Covered These Terms govern your use of:

(a)The App;
(b)The underlying application software, game client software, and mobile platform client software ("Software");
(c)Our website(s) at https://yieldmonk.com, including any online store or shop ("Site");
(d)Any other apps, websites, games, or services that link to these Terms, regardless of how you access or use them, including through mobile devices;

(collectively, the "Services").

1.2Content The Services include all information, linked pages, features, data, text, images, photographs, graphics, music, sounds, video, messages, tags, content, programming, software, application services (including mobile application services), in game items, or other materials made available by or through us, including User-Generated Content or "UGC" (collectively, "Content").

Any updates, upgrades, patches, and new features added to or augmenting the Services are also subject to these Terms.

1.3Acceptance of Terms

BY DOWNLOADING, INSTALLING, ACCESSING, OR USING THE SERVICES OR OPENING AN ACCOUNT, YOU SIGNIFY YOUR IRREVOCABLE ACCEPTANCE OF THESE TERMS. IF YOU DO NOT AGREE TO THESE TERMS, PLEASE DO NOT USE OUR SERVICES.

1.4Minors THE SERVICES ARE INTENDED SOLELY FOR USERS WHO ARE 18 YEARS OF AGE OR OLDER. By using the Services, you represent and warrant that you are at least 18 years old. If you are under 18 years of age, you are not permitted to use the Services.

If, despite this restriction, a minor accesses or uses the Services, it shall be deemed that such access or use is with the knowledge and consent of the minor's parent or legal guardian. The parent or legal guardian shall be deemed to have accepted these Terms on the minor's behalf and shall be fully responsible for:

i.All purchases, transactions, or payments made by the minor;
ii.All content posted or shared by the minor;
iii.Compliance with all applicable laws relating to minors' use of digital services;

Whether the minor's account is now open or created later, and whether or not the minor is supervised by you during such use of the Services.

The Company reserves the right to terminate any Account if it is discovered that the User is under 18 years of age, without any liability, refund, or compensation.

1.5Modifications to Terms The Company reserves the right to revise, amend, or update these Terms at any time. We will notify you of material changes by:

iv.Posting the updated Terms on the App and/or Site;
v.Sending you an in-app notification; or
vi.Sending you an email (if provided).

We encourage you to review these Terms periodically. Your continued access to or use of the Services after the posting of revised Terms shall constitute your acceptance of and agreement to such revised Terms. If you do not agree to the revised Terms, you must stop using the Services immediately.

1.6Modifications to Services The Company reserves the right to change, modify, suspend, or discontinue any portion of the Services at any time, with or without notice. We may:

i.Release certain Services or features in a beta or test version, which may not work correctly or in the same way the final version may work;
ii.Impose limits on certain features;
iii.Restrict your access to parts of, or the entire, Services;

in our sole discretion and without notice or liability to you.

1.7Right to Refuse Service The Company reserves the right to refuse to provide you access to the Services or to allow you to open an Account for any reason, in compliance with applicable law.

Privacy

2.1Your privacy is very important to us. Please review our Privacy Policy at https://yieldmonk.com/privacy-policy to understand how we collect, use, store, disclose, process, and protect your personal information in connection with your Account and use of the Services.

2.2Consent to Data Processing By accessing or using the Services or agreeing to these Terms, you consent to the Company's collection, use, disclosure, processing, and transfer of your Content and personal data as described in the Privacy Policy in accordance with applicable laws.

2.3Data Deletion You may delete your personal data by:

i.Using the in-app data deletion functionality;
ii.Contacting us at [email protected];
iii.Submitting a request to the Grievance Officer (as per Section 18.8).

We will process your deletion request in accordance with applicable law and our Privacy Policy. Please note that certain data may be retained as required by law or for legitimate business purposes, as detailed in our Privacy Policy.

Limited License

3.1License Grant Subject to your compliance with these Terms, the Company grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable, personal license to:

i.Download, install, and use the Software on a compatible device that you own or control;
ii.Access and use the Services solely for your personal, non-commercial use;
iii.Use the Services to create, process, modify, and share content as permitted by the features and functionality of the App;
iv.Download and store output generated through the Services on your personal devices.
v.Use the Services to create, develop, modify, upload, and share UGC as part of the Game (where such features are available); and
vi.Earn, receive, purchase, and use Virtual Items (as defined below) and In-Game/In-App Credits (as defined below) within the Game solely for personal entertainment purposes.

3.2Intellectual Property Ownership You acknowledge and agree that all title, ownership rights, and intellectual property rights connected with the Services (including but not limited to any derivative works, titles, computer code, objects, themes, characters, character names, stories, dialogues, catch phrases, locations, concepts, artwork, graphics, animation, sounds, musical compositions, audio-visual effects, text, screen displays, methods of operation, proprietary algorithms, AI models, moral rights, "applets" incorporated in the Services, and any related documentation), with the exclusion of UGC (which is subject to Section 5 below), are the property of the Company and, where applicable, third-party proprietors identified in the Services.

The Company's proprietary text, graphics, images, illustrations, trademarks, trade names, service marks, logos, page headers, button icons, scripts, source code, and other content ("Company Content") are protected by copyright, trademark, patent, trade secret, and other intellectual property laws of India and international treaties. Except as explicitly stated in these Terms, the Company reserves all rights in and to the Services and Company Content.

3.3Use Restrictions By using or accessing the Services, you agree to comply with copyright, trademark, and all other applicable laws that protect the Services and Content. Except as expressly permitted in these Terms, you may not:

i.Commercial Use: Sell, rent, lease, commercially exploit, or use any part of the Services for any commercial purpose or the benefit of any third party;
ii.Copying and Distribution: Copy, reproduce, distribute, republish, transmit, publicly display, or publicly perform any portion of the Services or Content;
iii.Modification: Modify, adapt, translate, or create derivative works based on the Services or Content, including removing any proprietary rights notices;
iv.Reverse Engineering: Reverse engineer, decompile, disassemble, or attempt to extract the source code of the Services or Software (except where applicable law, including Section 52 of the Copyright Act, 1957, expressly permits despite this limitation);
v.Distribution and Transfer: Distribute, transfer, sublicense, lease, lend, or rent the Services to any third party;
vi.Automated Access: Use any robot, spider, crawler, scraper, or any other automatic device or manual process to monitor, copy, scrape, or extract data from the Services without our prior written consent;
vii.Mirroring: Mirror or frame any part or whole of the Services on any other server or as part of any other website without our prior written consent;
viii.Circumvention: Attempt to defeat, avoid, bypass, remove, deactivate, or circumvent any technological measures, encryption, or security features implemented in connection with the Services;
ix.Unauthorized Access: Attempt to gain unauthorized access to any portion or feature of the Services, including other users' accounts;
x.Interference: Interfere with, disrupt, or place undue burden on the Services, servers, or networks connected to the Services;
xi.Cheating: Use any modified, hacked, or unauthorized version of the Software, including use of cheats, automation software, bots, hacks, mods, or unauthorized third-party software designed to modify or provide an unfair advantage;
xii.Real-Money Trading: Buy, sell, trade, transfer, or otherwise exchange Virtual Items, In-Game Credits, or accounts outside the Services for real money, cryptocurrency, or other value;
xiii.Multiple Accounts: Create, access, or use multiple Accounts with respect to any single Game or Service, except where expressly permitted;
xiv.Account Transfer: Attempt to sell, gift, trade, or transfer your Account or any associated Virtual Items or In-Game Credits to any third party;
xv.Game Disruption: Disrupt the normal flow of gameplay, intentionally manipulate game outcomes, collude with other players unfairly, or otherwise act in a manner that negatively affects other users' ability to enjoy the Services.
xvi.Other Unauthorized Use: Use the Services in any manner not expressly authorized by these Terms.

3.4Third-Party Content The licenses granted to you do not cover any third-party content (including GIFs, videos, music, images, or other materials) available on or through the Services. Such content is subject to the rights and licenses of the respective third-party owners.

3.5License Termination The Company reserves the right to terminate any license granted under these Terms at any time and for any reason, with or without prior notice, in accordance with applicable law. All rights not expressly granted by the Company are hereby reserved.

User Accounts and Security

4.1Account Registration Certain functions of the Services require registration for an Account by selecting a unique user identification ("User ID") and password, and by providing certain personal information. You agree to:

i.Provide accurate, complete, and current information during registration and keep such information up to date;
ii.Keep your password and account credentials confidential;
iii.Use only your own User ID and password when logging in;
iv.Log out from your Account at the end of each session;
v.Immediately notify the Company of any unauthorized use of your Account, User ID, or password, or any other breach of security;
vi.Accept responsibility for all activities that occur under your Account.

4.2User ID If you select a User ID that the Company, in its sole discretion, finds offensive, inappropriate, or in violation of applicable law, the Company has the right to require you to change the User ID and/or suspend or terminate your Account.

4.3Non-Transferability Your Account is non-transferable and solely for your personal use. You may not authorize any third party to access or use your Account for any purpose whatsoever.

4.4Third-Party Access You may be able to use your Account to access third-party products, websites, or services. The Company does not review and assumes no responsibility for any third-party content, functionality, security, services, or privacy policies. Your use of such third-party services is governed by their respective terms and policies.

4.5Account Security You are fully responsible for all activities under your User ID and Account, even if such activities were not committed by you. The Company will not be liable for any loss or damage arising from unauthorized use of your Account or your failure to comply with this Section.

4.6Account Termination by Company The Company may, for any reason, in its sole discretion and without notice or liability (to the extent permitted by law), immediately suspend or terminate your Account and your User ID, and remove or discard from the Services any Content associated with your Account. Grounds for such termination may include, but are not limited to:

i.Extended periods of inactivity;
ii.Violation of the letter or spirit of these Terms;
iii.Violation of any applicable law or regulation;
iv.Fraudulent, harassing, defamatory, threatening, or abusive behaviour;
v.Behaviour harmful to other Users, third parties, or the Company's business interests or reputation;
vi.Conduct that may subject the Company to legal or regulatory action;
vii.Filing of any claim against the Company.

Use of an Account for illegal, fraudulent, harassing, defamatory, threatening, or abusive purposes may be referred to law enforcement authorities without notice to you.

4.7Inactive Accounts If your Account remains inactive (meaning you have not logged into or used your Account) for more than 24 months, the Company has the right to delete or deactivate your Account, and all In-Game Credits and Virtual Items, if any, shall be forfeited, with no refunds being made to the fullest extent permitted by law.

User Content and User-Generated Content

5.1Definition "User Content" means any content you post, upload, submit, transmit, create, or otherwise make available through the Services, including but not limited to text, images, photos, videos, audio, graphics, comments, messages, profile information, files, documents, UGC, and any other materials, but excluding Feedback (as defined in Section 5.8).

5.2Your Ownership The Company does not claim ownership rights in your User Content. You retain all ownership rights and intellectual property rights in and to your original User Content, subject to the licenses granted below.

5.3License Grant to the Company By making any User Content available through the Services, you hereby grant the Company and its successors, affiliates, and sublicensees an irrevocable, perpetual, worldwide, non-exclusive, royalty-free, sublicensable (without your prior consent), and transferable (without your prior consent) license to use, reproduce, copy, distribute, publish, republish, transmit, modify, adapt, create derivative works of, publicly display, communicate to the public, and publicly perform your User Content, on, through, or in connection with the Services, in any media formats and through any media channels, including without limitation, for:

i.Operating, providing, and improving the Services;
ii.Marketing, advertising, and promoting the Services;
iii.Training artificial intelligence and machine learning models (in anonymized or de-identified form where applicable);
iv.Any other purpose in connection with the Services at the Company's discretion.

5.4Your Representations and Warranties By submitting User Content, you represent and warrant that:

i.You are the creator and owner of, or have the necessary rights, licenses, consents, and permissions to use and authorize the Company to use and exercise the licenses granted herein;
ii.
Your User Content and the use thereof do not and will not:
- a.Infringe, violate, or misappropriate any third-party intellectual property rights;
- b.Slander, defame, libel, or invade the rights of privacy, publicity, or other proprietary rights of any person;
- c.Require the Company to obtain licenses from or pay compensation to any third party;
- d.Result in a breach of contract between you and a third party;
- e.Cause the Company to violate any law, rule, or regulation;
iii.Your User Content does not contain any false, misleading, defamatory, obscene, harmful, or unlawful material;
iv.If your User Content contains personal data of third parties, you have obtained all necessary consents.

5.5Waiver of Moral Rights To the extent permissible under applicable laws, you hereby irrevocably and perpetually waive all moral rights (or equivalent rights) arising under the laws of any jurisdiction in respect of User Content contributed by you. If and to the extent that such rights cannot be waived, you agree not to assert such rights against the Company.

5.6Responsibility for User Content You are solely responsible for your User Content, including its accuracy, reliability, nature, legality, rights clearance, and compliance with applicable law. The Company does not:

i.Endorse, verify, or guarantee the accuracy, reliability, or legality of any User Content;
ii.Control Content posted through the Services;
iii.Accept liability for User Content submitted by users.

By using the Services, you may be exposed to Content that you may consider offensive, indecent, or objectionable. The Company shall not be liable for any such Content.

5.7Removal of User Content You may remove your User Content by deleting it through the Services where such functionality is available. The Company reserves the right to review, pre-screen, refuse, delete, and/or remove any:

i.User Content or Account that:
ii.Violates these Terms or applicable law;
iii.Is the subject of a complaint from another User;
iv.Is the subject of a valid legal notice or order;
v.Is otherwise objectionable in the Company's sole discretion;
vi.Certain User Content may not be completely.

Certain User Content may not be completely removed, and copies may continue to exist on our servers or backup systems. The Company is not responsible or liable for the removal or deletion (or failure to remove or delete) of User Content. Content shared with others or publicly may remain accessible even after deletion from your account.

5.8Feedback and Submissions We welcome feedback, comments, ideas, proposals, and suggestions for improvements to the Services ("Feedback"). If you submit Feedback or any material, information, or idea by any means ("Submission"):

i.You agree that the Company is free to use it without any restriction, compensation, attribution, or obligation to you;
ii.The Company may independently develop identical or similar features, products, or enhancements;
iii.You grant the Company the same irrevocable, perpetual, worldwide license as described in Section 5.3 for all Feedback and Submissions.

5.9Non-Confidentiality Any User Content or Submission you post publicly through the Services or share with the Company is considered non-confidential and non-proprietary. Do not submit any content that you wish to keep confidential.

5.10UGC Usage Restrictions You agree not to use any UGC submitted to the Services, whether on the platform or off the platform:

i.In a manner that is offensive, defamatory, sexually explicit, or otherwise objectionable (as determined by the Company)
ii.In connection with false, defamatory, libelous, or slanderous statements concerning the Company;
iii.In a manner intended or reasonably likely to suggest affiliation with, or endorsement by, the Company;
iv.For any commercial purpose without the Company's prior written consent.

Prohibited Conduct and Content

6.1Community Standards The Company is committed to providing a safe, respectful, and inclusive environment for all users. We explicitly prohibit harassment, bullying, stalking, and any form of harmful behaviour.

6.2Prohibited Activities By accessing and/or using the Services, you agree not to:

i.
Unlawful and Harmful Content:
- a.Upload, post, email, transmit, or otherwise make available any Content that is unlawful, harmful, threatening, abusive, harassing, alarming, distressing, tortuous, defamatory, vulgar, obscene, pornographic, paedophilic, libelous, invasive of another's privacy (including bodily privacy), insulting or harassing on the basis of gender, caste, race, ethnicity, religion, or any other protected characteristic.
- b.Upload or transmit Content that is hateful, promotes enmity between different groups on grounds of religion, race, caste, sex, or place of birth, or incites violence.
ii.Harm to Minors: Use the Services to harm minors in any way or make available Content that is harmful to children or minors.
iii.
Intellectual Property Violations:
- a.Upload, post, or transmit Content that infringes any patent, trademark, copyright, trade secret, or other intellectual property or proprietary rights of any party.
- b.Upload Content belonging to a third party without the right to do so under any law, contract, or fiduciary relationship.
iv.
National Security and Public Order:
- a.Upload, post, or transmit Content that threatens the unity, integrity, defense, security, or sovereignty of India, friendly relations with foreign states, or public order.
- b.Upload Content that causes incitement to the commission of any cognizable offense or prevents investigation of any offense.
- c.Upload Content that is insulting to any other nation.
v.
Misinformation:
- a.Upload Content that deceives or misleads the addressee about the origin of the message.
- b.Knowingly and intentionally communicate misinformation or information that is patently false, untrue, or misleading in nature.
- c.Upload Content that, in respect of any business of the Central Government, is identified as fake, false, or misleading by such fact-check unit as the relevant authority may notify.
vi.
Impersonation and Fraud:
- a.Impersonate any person or entity or misrepresent your affiliation with a person or entity.
- a.Forge headers or manipulate identifiers to disguise the origin of Content.
- b.Make, enable, or permit transactions you are not authorized to make.
vii.
Privacy Violations:
- a.Violate the privacy of others or "stalk" or otherwise harass another person.
- b.Collect, harvest, or store personal data of other Users without consent.
viii.
Security and Technical Violations:
- a.Attempt to decompile, reverse engineer, disassemble, or hack the Services or any connected network.
- b.Attempt to breach, defeat, or overcome any security or encryption measures.
- c.Upload software viruses, worms, Trojan horses, or any code designed to interrupt, destroy, or limit functionality.
ix.Spam and Solicitation: Upload unsolicited or unauthorized advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any unauthorized form of solicitation.
x.
Service Disruption:
- a.Interfere with, manipulate, or disrupt the Services or connected servers or networks.
- b.Take any action that could damage, disable, overburden, or impair the Services.
xi.
Gambling and Money Laundering:
- a.Use the Services for purposes relating to or encouraging money laundering or gambling (unless the Service is a specifically licensed and regulated real-money gaming platform).
- b.Upload Content relating to or encouraging money laundering or gambling.
xii.Violation of Laws: Use the Services to intentionally or unintentionally violate any applicable local, state, national, or international law, rule, code, directive, guideline, policy, or regulation.
xiii.Anti-Corruption: Use the Services to provide material support or resources to any organization designated as a terrorist organization by any government;
xiv.
Cheating and Exploits:
- a.Use cheats, exploits, automation software, bots, hacks, mods, or any unauthorized third-party software designed to modify or interfere with the Software.
- b.Use any modified, hacked, or unauthorized version of the Software.
- c.Exploit bugs, glitches, or game mechanics in unintended ways to gain an unfair advantage.
xv.Real-Money Trading: Buy, sell, trade, transfer, redeem, or otherwise exchange Virtual Items, In-Game Credits, or accounts for real money, cryptocurrency, or other value outside the Services.
xvi.
Game Integrity:
- a.Manipulate game outcomes, matchmaking, rankings, or leaderboards.
- b.Collude with other players unfairly or engage in match-fixing.
- c.Disrupt the normal flow of gameplay or negatively affect other Users' experience.
- d.Engage in toxic behaviour, griefing, or intentionally ruining the experience for others.
xvii.Multiple Accounts: Create, access, or use multiple Accounts with respect to any single game or Service (except where expressly permitted).
xviii.Account Trading: Attempt to sell, gift, or transfer your Account or any associated Virtual Items or In-Game Credits to any third party.
xix.
Non-Permissible Games:
- a.Upload or transmit Content that is in the nature of an online game that is not verified as a permissible online game (where applicable under state or central laws).
- b.Upload Content in the nature of advertisement or surrogate advertisement for a non-permissible online game or gaming intermediary offering such game.

Monitoring and Enforcement of Content

7.1Right to Monitor The Company and its designees have the right (but not the obligation) to review, pre-screen, monitor, refuse, delete, and/or remove any Account or Content available through the Services for any reason, including but not limited to:

i.Ensuring compliance with these Terms;
ii.Responding to complaints from Users;
iii.Acting upon valid notices of intellectual property infringement;
iv.Complying with legal instructions, orders, or notices from any regulatory or governmental body or court of competent jurisdiction;
v.Protecting the safety and integrity of the Services and Users.

7.2Blocking Communications The Company may block or block delivery of communications (including status updates, posts, messages, and chats) to or from the Services as part of our effort to protect the Services or Users, or to enforce these Terms.

7.3Content Responsibility You understand that all Content, whether publicly posted or privately transmitted, is the sole responsibility of the person who originated it. The Company does not guarantee the accuracy, integrity, quality, or legality of Content posted through the Services.

7.4Consequences of Violation In the event your Account is deleted or deactivated for violation of these Terms:

i.All In-Game Credits, Virtual Items, subscriptions and other entitlements shall be forfeited;
ii.No refund will be made in respect of the same to the fullest extent permitted by law;
iii.You may be reported to law enforcement authorities, if applicable.

7.5Disclosure You acknowledge, consent, and agree that the Company may access, preserve, and disclose your Account information and Content if required to do so by law, pursuant to a court order, by any governmental or regulatory authority, or in good faith belief that such access, preservation, or disclosure is reasonably necessary to:

i.Comply with legal process;
ii.Enforce these Terms;
iii.Respond to claims that Content violates the rights of third parties;
iv.Respond to your requests for customer service;
v.Protect the rights, property, or personal safety of the Company, its Users, and/or the public.

7.6Usage Limitations

i.For gaming applications: The Company may, from time to time and at its sole discretion, impose limitations on allowable playtime, purchases of in-game items, or other usage parameters for individual users or user groups, in compliance with applicable regulations.
ii.For General Apps: Certain features, including premium features, may be limited in usage due to technical constraints such as AI model capabilities, processing capacity, or server resources. The Company may modify feature limitations at its discretion.

Software Updates and Patches

8.1Updates Required We may provide updates, patches, bug fixes, and other modifications to the Services that must be installed for you to continue to use the Services properly or at all.

8.2Latest Version You must always use the latest version of the Software that includes all updates and/or patches provided by us. To the fullest extent authorized by law, the Company will not be responsible for any loss or damage arising from your failure to use the latest version or your use of any outdated version of the Software.

8.3Automatic Updates By using the Services, you consent to automatic updates being downloaded and installed on your device. You may manage update settings through your device or app store settings.

Fees, Payments, and Transactions

9.1General Certain features or functions of the Services require payment ("Premium Features" or "PRO Features"). Depending on the Services, you may have the option to:

i.Make a one-time payment ("One-Time Payment");
ii.Purchase a recurring subscription ("Subscription");
iii.Make in-app purchases ("In-App Purchases");
iv.Purchase diamonds, coins, or other in-game credits ("In-Game Credits");
v.Purchase virtual in-game items, skins, characters, or other entitlements ("Virtual Items").

9.2Ad-Free Experience Users who purchase any PRO Features or active Subscription will enjoy an ad-free experience while using the Services (except for ad formats like rewarded ads), for the duration of their Subscription or as long as the PRO Feature entitlement remains active. Users on the free version of the Services may be served advertisements, including third-party advertisements, and the Company shall not be liable for the content, accuracy, or availability of such advertisements.

9.3Authorization and Payment Information

i.By initiating any purchase ("Transaction"), you expressly authorize us (or our third-party payment processor) to charge you for such Transaction;
ii.You may be required to provide payment information, including credit/debit card number, UPI ID, net banking details, wallet credentials, or other payment method details, and billing address ("Payment Information");
iii.
You represent and warrant that:
- a.You are authorized to use the payment method provided;
- b.All Payment Information is true, accurate, and complete; and
- c.You will keep your billing account information current at all times.
iv.By providing Payment Information, you authorize the Company or the applicable third-party payment service provider to charge your payment method for Transactions you select, plus applicable taxes and charges;
v.You agree to allow the Company to use any updated account information regarding your payment method provided by your issuing bank or payment network.

9.4Pricing and Taxes

i.Prices for the Services, including Premium Features, Subscriptions, In-Game Credits, and Virtual Items, may vary by region and are determined at the Company's sole discretion. Prices for Users in India may differ from prices applicable to Users in other countries or regions ("Rest of World" or "ROW"). The applicable price will be displayed to you in your local currency (or in a currency determined by the applicable app store or payment platform) at the time of purchase, based on your location, app store region, or payment method.
ii.Stated prices exclude all applicable taxes (including GST), duties, and currency exchange settlements, unless explicitly stated otherwise;
iii.You are solely responsible for paying all applicable taxes and charges;
iv.We may change prices at any time. Fixed-term offers will remain at the stated price for the duration of that term;
v.All applicable taxes, including Goods and Services Tax (GST) under the Central Goods and Services Tax Act, 2017, and the respective State GST Acts, will be charged as applicable.

9.5Third-Party Purchases In-App Purchases and other Transactions may be processed through the Apple App Store, Google Play Store, or other third-party platforms or payment service providers. Such purchases are also governed by the respective terms and conditions and privacy policies of those platforms.

9.6Subscriptions

BY PURCHASING A SUBSCRIPTION, YOU AUTHORIZE COMPANY OR THE APPLICABLE APP STORE TO INITIATE RECURRING PAYMENTS ON AUTO RENEWAL BASIS AS SET FORTH BELOW.

i.Automatic Charging: The Subscription fee ("Subscription Fee") will be automatically charged at the beginning of each Subscription Period (weekly, monthly, annually, or other period as specified) at the then-current rate.
ii.Renewal: Subscriptions will be automatically renewed for further Subscription periods until cancelled by you before the renewal date.
iii.Monitoring: Subject to applicable laws, your subscription and all renewal notifications are managed directly by the platform through which you subscribed (Google Play or the Apple App Store). We therefore recommend that you regularly check your subscriptions within Google Play or the Apple App Store to stay informed of upcoming charges.
iv.Lifetime Subscriptions: For lifetime Subscriptions (if applicable), "lifetime" means ten (10) years or until the Company ceases to commercially offer the Services, whichever is shorter. The Company makes no warranties as to the expected duration and reserves the right to modify terms, provided that the duration will not be shortened below the specified period. Lifetime Subscriptions are non-transferable, non-assignable, and non-resalable.
v.Technical Limitations: Certain features, including Premium Features, may be limited in usage even after purchasing a Subscription due to technical constraints.

9.7Suspension for Non-Payment The Company may suspend or cancel any Transaction and/or your access to the Services if full payment is not received within the stipulated due date. This could result in loss of access to your Account and Content.

9.8Free Trials We may offer free trial periods for certain Premium Features ("Free Trial"). You must cancel your Subscription at least twenty (24) hours before the Free Trial expires to avoid being charged. If you do not cancel in time, you will be automatically charged the applicable Subscription Fee. Trial subscription fees, once charged, are non-refundable. The purpose of the trial is to allow you to evaluate the service before committing.

9.9Cancellation How to Cancel Your Subscription:

For iOS (App Store):

i.Open Settings on your iPhone or iPad.
ii.Tap on your name at the top, then select Subscriptions.
iii.Locate the subscription you want to cancel.
iv.Tap Cancel Subscription and confirm.

For Android (Google Play Store):

i.Open Google Play Store.
ii.Tap your profile icon > Payments & Subscriptions > Subscriptions.
iii.Find the subscription and select it.
iv.Tap Cancel Subscription and follow prompts.

In-App:

i.Open the App;
ii.Go to Settings and then Support.
iii.Cancel Subscription (if available) and
iv.follow the on-screen instructions.

DELETING THE APP FROM YOUR DEVICE DOES NOT AUTOMATICALLY CANCEL YOUR SUBSCRIPTION.

Upon cancellation, your Subscription shall not be renewed. You will continue to have access until the end of the current Subscription Period. No refund will be made for the remaining unused portion of the current Subscription Period.

Refund Policy

10.1General Rule Unless otherwise provided by applicable law or by the express term of a Service offer, all purchases for In-App Purchases, In-Game Credits, Virtual Items, Subscriptions, or other Services are final and non-refundable. Once redeemed, Virtual Items or other entitlements are final and not returnable, exchangeable, or refundable. You may cancel any Services at any time, but all pre-payments and all purchases of any In-Game Credits, Virtual Items or other Services are strictly non-refundable.

10.2Cooling-Off Period You may request a refund within seven (07) calendar days of your initial purchase if:

i.The service has not been substantially utilized;
ii.You have not used any Premium Features after purchase; and
iii.The request is for your most recent payment.

10.3Subscription Renewal Refunds You may be eligible for a refund of a renewal charge if:

i.You submit your request to [email protected] within forty-eight (48) hours of the renewal charge date;
ii.Your account shows no activity after the renewal date;
iii.This applies only to the most recent renewal payment;
iv.You have not previously received a renewal refund for this account (one-time courtesy).

10.4When Refunds are Not Available

i.Trial subscription fees (which are non-refundable);
ii.Requests made after the applicable refund period;
iii.You have used the service after the renewal date;
iv.Dissatisfaction based on personal preference;
v.Lack of awareness of charges, trial conversion, or auto-renewal terms;
vi.In-Game Credits or Virtual Items that have been used or redeemed.

10.5Platform Refunds Refunds for purchases through Apple App Store or Google Play Store are subject to the respective platform's refund policies. We may not have control over refunds on certain platforms.

For Android: https://support.google.com/googleplay?p=refundAWF
For iOS: https://support.apple.com/en-us/118223

For refund-related queries, you may also contact us at [email protected]

10.6In-Game Credits and Virtual Items

i.License, Not Sale: Your right to use any In-Game Credits or Virtual Items is a limited, non-exclusive, non-assignable, non-transferable, non-sublicensable, revocable license to use such items solely for your personal entertainment and non-commercial use within the Services only;
ii.No Real-World Value: In-Game Credits and Virtual Items do not constitute personal property, have no monetary value, and have no value outside of the Services;
iii.No Exchange: In-Game Credits and Virtual Items cannot be sold, traded, transferred, redeemed, or otherwise exchanged for cash, cryptocurrency, or other goods or services outside the Game and Services;
iv.Redemption: In-Game Credits may only be redeemed for Virtual Items or other entitlements available within the Game and Services;
v.
Validity: Once purchased, In-Game Credits and Virtual Items remain valid until:
- a.Fully used or redeemed within the Services;
- b.Your Account is terminated for any reason;
- c.The Company is no longer able to legally service your Account; or
- d.Your Account is deactivated due to inactivity (as per Section 4.7 above).
vi.Enforcement: The Company may impose measures to prevent use of In-Game Credits and Virtual Items inconsistent with this license, including revoking the license and reversing or cancelling transactions.
vii.Modification: The Company reserves the right to manage, regulate, modify, or eliminate Virtual Items and In-Game Credits at any time, with or without notice.
viii.Third-Party Purchases: If you purchased In-Game Credits or Virtual Items from an authorized third party, consult their terms regarding refunds and policies.

Intellectual Property Complaints

11.1Copyright Infringement Claims If you believe that any Content on the Services has been copied, displayed, or distributed in a way that infringes a valid copyright, please send a written notification to our Copyright/IP Officer containing:

i.A physical or electronic signature of a person authorized to act on behalf of the copyright owner;
ii.A description of the copyrighted work(s) claimed to be infringed;
iii.Identification of the allegedly infringing material and its location on the Services;
iv.Your contact information (physical address, telephone number, and email);
v.A statement that you have a good faith belief that the use is not authorized by the copyright owner, its agent, or the law;
vi.A statement, under penalty of perjury, that the information is accurate and you are authorized to act on behalf of the copyright owner.

11.2Trademark Infringement Claims If you believe any Content infringes a valid trademark, please send a similar written notification containing:

i.A physical or electronic signature of a person authorized to act on behalf of the trademark owner;
ii.A description of the trademark right claimed to be infringed;
iii.Identification of the infringing content and its location on the Services;
iv.Your contact information;
v.A good faith belief statement;
vi.An accuracy and authorization statement.

11.3Where to Send Notices Copyright/IP Officer:
Email: [email protected]

11.4Counter-Notification If you believe your content was wrongly removed or disabled:

i.You may submit a counter-notification to the Company;
ii.Any counter-notification submitted on behalf of a minor must be submitted by a parent or legal guardian;

Upon receipt of a valid counter-notification, the Company reserves the right to send a copy to the original complainant and, unless the complainant files a legal action within fifteen (15) business days, may reinstate the removed content at its sole discretion.

11.5Repeat Infringers It is the Company's policy to:

i.Remove or disable access to material that infringes intellectual property rights of third parties;
ii.In appropriate circumstances, terminate Accounts of and block access to the Services by any User who repeatedly or egregiously infringes copyrights or other intellectual property rights.

Disclaimer of Warranties

12.1"As Is" Basis

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" AND WITHOUT ANY WARRANTIES, CLAIMS, OR REPRESENTATIONS MADE BY THE COMPANY OF ANY KIND, EITHER EXPRESS, IMPLIED, OR STATUTORY, WITH RESPECT TO THE SERVICES, INCLUDING WITHOUT LIMITATION WARRANTIES OF QUALITY, PERFORMANCE, NON-INFRINGEMENT, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE, NOR ARE THERE ANY WARRANTIES CREATED BY COURSE OF DEALING, COURSE OF PERFORMANCE, OR TRADE USAGE.

12.2No Guarantee of Availability

WITHOUT LIMITING THE FOREGOING, THE COMPANY DOES NOT WARRANT THAT THE SERVICES OR THE FUNCTIONS CONTAINED THEREIN WILL BE AVAILABLE, ACCESSIBLE, UNINTERRUPTED, TIMELY, SECURE, ACCURATE, COMPLETE, OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SERVICES AND/OR SERVERS ARE FREE OF VIRUSES, MALWARE, OR OTHER HARMFUL COMPONENTS.

12.3User Risk

YOU ACKNOWLEDGE THAT THE ENTIRE RISK ARISING OUT OF THE USE OR PERFORMANCE OF THE SERVICES REMAINS WITH YOU TO THE MAXIMUM EXTENT PERMITTED BY LAW.

12.4Force Majeure The Company shall not be held liable for any loss, damage, or failure to comply with or delay in complying with obligations under these Terms which is caused directly or indirectly by any event or circumstance beyond our reasonable control, including but not limited to:

i.System failure, network issues, or technical snags;
ii.Loss of data;
iii.Acts of God, natural disasters, floods, earthquakes;
iv.Epidemics, pandemics, quarantine;
v.Riot, civil disturbance, or war;
vi.Government actions, sanctions, or embargoes;
vii.Strikes, labour disputes;
viii.Power failures or interruptions;
ix.Changes in applicable law or regulation.

12.5AI-Generated Content Disclaimer Generative AI is an evolving technology that may occasionally produce unpredictable, inaccurate, or unintended results. Due to the nature of AI generation:

i.Some outputs may exhibit artifacts or deviations from the user's intended vision;
ii.Perfect fidelity, accuracy, or reliability cannot be guaranteed in every instance;
iii.AI outputs may not reflect the views of the Company;
iv.Users should exercise independent judgment regarding AI-generated content.

12.6If you encounter Generated Content that you deem offensive, harmful, defamatory, or in violation of these Terms, please report it through the in-app reporting feature or contact us at [email protected].

12.7Game-Specific Disclaimers

i.Game features, including online multiplayer, may be subject to server availability, maintenance, and technical limitations;
ii.Game balance, mechanics, and content may change at any time;
iii.Online connectivity and performance may vary based on your device, network, and location.

Indemnification & Limitation of Liability

13.1Your Indemnification Obligations You agree to indemnify, defend, and hold harmless the Company, and its shareholders, subsidiaries, affiliates, officers, directors, employees, agents, licensors, co-branders, partners, and successors and assigns (collectively, the "Indemnified Parties"), at your expense, from and against any and all claims, actions, proceedings, suits, and all related liabilities, damages, settlements, penalties, fines, costs, and expenses (including, without limitation, reasonable legal fees and dispute resolution expenses) incurred by any Indemnified Party arising out of or relating to:

i.Your access, use, or misuse of the Services;
ii.Your User Content (including any UGC);
iii.Your violation or breach of any term of these Terms or any applicable policy;
iv.Your actual or alleged violation of any law, regulation, or rights of a third party (including intellectual property rights);
v.The hosting, operation, management, and/or administration of the Services by or on behalf of the Company;
vi.The removal of your Account or Content in accordance with these Terms;
vii.Any breach of your representations or warranties under these Terms.

13.2Company's Right to Assume Defense To the extent permissible under applicable law, the Company reserves the right, at its own cost, to assume exclusive defense and control of any matter subject to indemnification, and you agree to cooperate with the Company's defense of that claim.

13.3Survival This indemnification obligation shall survive termination of these Terms and your use of the Services.

13.4Exclusion of Damages

IN NO EVENT SHALL THE COMPANY BE LIABLE, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING WITHOUT LIMITATION NEGLIGENCE, WHETHER ACTIVE, PASSIVE, OR IMPUTED), PRODUCT LIABILITY, STRICT LIABILITY, OR ANY OTHER THEORY, OR OTHER CAUSE OF ACTION AT LAW, IN EQUITY, BY STATUTE, OR OTHERWISE, FOR:

i.Loss of use, profits, revenues, goodwill, anticipated savings, or business opportunity;
ii.Any indirect, incidental, special, consequential, or punitive damages;
iii.Loss of data, service interruption, computer or device failure;
iv.Cost of substitute services;
v.Any damages resulting from the use of or inability to use the Services;

EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

13.5Sole Remedy

YOUR ONLY RIGHT WITH RESPECT TO ANY PROBLEMS OR DISSATISFACTION WITH THE SERVICES IS TO TERMINATE YOUR ACCOUNT AND DISCONTINUE ANY USE OF THE SERVICES.

13.6Cap on Liability

IF, NOTWITHSTANDING THE ABOVE SECTIONS, THE COMPANY IS FOUND BY A COURT, TRIBUNAL, COMMISSION, ARBITRATOR, OR ANY FORUM OF COMPETENT JURISDICTION TO BE LIABLE (INCLUDING FOR GROSS NEGLIGENCE), THE COMPANY'S TOTAL LIABILITY TO YOU OR TO ANY THIRD PARTY SHALL BE LIMITED TO THE AMOUNTS YOU HAVE PAID TO THE COMPANY FOR THE SERVICES IN THE THREE 3 MONTHS PRECEDING THE CLAIM GIVING RISE TO LIABILITY.

13.7The limitations of damages set forth above are fundamental elements of the basis of the bargain between the Company and you.

Links to Third-Party Sites and Services

14.1Third-Party Links The Services may contain links to third-party websites, services, text, video feeds, podcasts, products, advertisements, software applications, or other resources ("Third-Party Services"). These Third-Party Services are not owned or controlled by the Company.

14.2No Endorsement The inclusion of any link does not imply or express affiliation, endorsement, sponsorship, or recommendation by the Company of any Third-Party Service or its content.

14.3No Responsibility The Company:

i.Has not reviewed and assumes no responsibility for the content, functionality, security, services, privacy policies, or other practices of Third-Party Services;
ii.Is not responsible for the availability, accuracy, or content of Third-Party Services;
iii.Is not liable for any loss, damage, or harm arising from your use of or inability to use Third-Party Services;
iv.Is not responsible for any transactions between you and third parties.

14.4Third-Party Terms Your use of Third-Party Services is governed by their own respective terms of service, privacy policies, and applicable laws. You are encouraged to review such terms before using Third-Party Services.

14.5Removal The Company reserves the right to disable or remove any third-party links, feeds, or applications on the Services to the extent they violate these Terms.

Governing Law and Dispute Resolution

15.1Governing Law These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law rules.

15.2Mandatory Arbitration You and the company agree that any dispute, controversy, claim, or difference of any kind arising out of or relating to these terms or the services ("Dispute") shall be referred to and finally resolved by binding, individual arbitration, subject to the exceptions below.

i.Arbitration shall be conducted in accordance with the Arbitration and Conciliation Act, 1996 (as amended from time to time);
ii.The arbitration shall be conducted under the rules of Delhi International Arbitration Centre for the time being in force, which rules are deemed incorporated by reference;
iii.The seat of arbitration shall be New Delhi, India.
iv.There shall be one (1) arbitrator mutually appointed by the parties. In the absence of mutual agreement within thirty (30) days of the arbitration request, the arbitrator shall be appointed in accordance with the applicable arbitration rules;
v.The language of the arbitration shall be English;
vi.The arbitration proceedings and any award shall be confidential, except as required by law;
vii.Each party shall initially bear its own costs and expenses. The arbitrator may allocate costs and expenses (including reasonable legal fees) in the final award based on the merits;
viii.The arbitrator's award shall be final and binding on the parties and may be enforced in any court of competent jurisdiction;
ix.This arbitration provision shall survive termination of these Terms.

15.3Subject to Section 15.2 above, the courts of New Delhi, India shall have exclusive jurisdiction, and you hereby submit to the personal jurisdiction of such courts.

Your Representations and Warranties

You represent and warrant that:

i.You possess the legal capacity (and in the case of a minor, that a parent or legal guardian has given valid consent) and the right and ability to enter into these Terms and to comply with all of its terms;
ii.You will use the Services for lawful purposes only and in accordance with these Terms and all applicable laws, rules, codes, directives, guidelines, policies, and regulations;
iii.You will only use the Services on a device on which such use is authorized by the device's owner;
iv.All information you provide to the Company is accurate, complete, and current;
v.You will not use the Services for any purpose prohibited by these Terms or applicable law;
vi.You are not located in a country subject to a government embargo or designated as a "terrorist-supporting" country by any government, and you are not listed on any government list of prohibited or restricted parties.

Termination

17.1Termination by You You may terminate your account and stop using the Services at any time by:

i.Using the account deletion feature in the App (if available);
ii.(b) Contacting us at [email protected];

Note: Deleting the App does NOT automatically cancel Subscriptions or terminate your Account.

17.2Termination by Company The Company may suspend or terminate your access to the Services, including your Account, at any time and without prior notice (to the extent permitted by law), if:

i.You violate or breach these Terms;
ii.You engage in fraudulent, illegal, harassing, defamatory, threatening, or abusive activities;
iii.Your conduct may harm other Users, third parties, or the Company;
iv.Extended periods of inactivity (as specified in Section 4.7);
v.The Company is required to do so by law or legal order;
vi.The Company ceases offering the Services or a portion thereof;
vii.Any other reason the Company deems appropriate.

17.3Effect of Termination Upon any termination, discontinuation, or cancellation of the Services or your Account:

i.Your right to access and use the Services immediately ceases;
ii.The Company may delete your Account and all associated Content;
iii.All In-Game Credits, Virtual Items, and other entitlements shall be forfeited with no refund (to the fullest extent permitted by law);
iv.You remain liable for any amounts owed prior to termination;
v.Any pre-payments and purchases are strictly non-refundable (subject to applicable law);

General Provisions

18.1Severability If any provision of these Terms is found to be unlawful, void, invalid, or unenforceable by a court, tribunal, arbitrator, or any other forum of competent jurisdiction under the law of any jurisdiction:

i.Such provision shall be deemed severable from these Terms;
ii.It shall not affect the validity and enforceability of any remaining provisions in such jurisdiction;
iii.It shall not affect the validity and enforceability of the provision in question under the law of any other jurisdiction;
iv.The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if modification is not possible, severed entirely.

18.2Entire Agreement These Terms, together with the Privacy Policy and any other policies, guidelines, or rules referenced herein, constitute the entire agreement and understanding between the parties with respect to the Services and supersede any previous agreement, arrangement, or understanding between the parties, whether oral or written. In entering into these Terms, neither party has relied on any statement, representation, warranty, or undertaking not expressly set out herein.

18.3Assignment You may not assign, sublicense, or transfer any rights granted to you hereunder or subcontract any of your obligations without the Company's prior written consent. Any attempted assignment in violation of this Section shall be null and void. The Company may freely assign or transfer these Terms without restriction. Subject to the foregoing, these Terms will bind and inure to the benefit of the parties, their successors, and permitted assigns.

18.4No Waiver The Company's failure at any time to require performance of any provision hereof shall in no manner affect its right to enforce the same at a later time unless the same is waived in writing. The waiver of any right or provision must be in writing and signed by a duly authorized representative of the Company.

18.5No Partnership or Agency Nothing in these Terms shall constitute a partnership, joint venture, employment, or principal-agent relationship between you and the Company, nor does it authorize you to incur any costs or liabilities on the Company's behalf.

18.6Notices To You: The Company may provide notices via email, in-app notification, push notification, SMS, or by posting on the Services. Notices sent by email are deemed received on the date of transmission.

To the Company: You may send notices in writing to the Company at the address set forth in Section 18.8 or via email to [email protected]

18.7Electronic Communications By using the Services, you consent to receive electronic communications from us. You agree that any notices, agreements, disclosures, or other communications sent electronically satisfy any legal communication requirements, including that such communications be in writing.

18.8Grievance Redressal

In accordance with the applicable laws, the Company has appointed a Grievance Officer. If you believe another User of our Services is violating these Terms, or if you have any complaints, concerns, or grievances relating to the Services, any Content on the Services, or any violation of your rights, please contact our Grievance Officer.

The Grievance Officer will acknowledge your complaint within twenty-four (24) hours of receipt. The Grievance Officer will endeavour to resolve the complaint, in compliance with applicable law.

⚖️

Grievance Officer

Yieldmonk Technologies LLC · [email protected]

📧 [email protected]

ACKNOWLEDGMENT

BY DOWNLOADING, INSTALLING, ACCESSING, OR USING THE SERVICES, OR BY CREATING AN ACCOUNT, YOU ACKNOWLEDGE THAT:

i.YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF USE;
ii.YOU HAVE READ AND UNDERSTOOD OUR PRIVACY POLICY;
iii.IF YOU ARE A MINOR, YOUR PARENT OR LEGAL GUARDIAN HAS CONSENTED TO THESE TERMS ON YOUR BEHALF;
iv.IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT USE THE SERVICES.